Overdraft Limits - Flexible Access to Funds

An overdraft facility allows you to access funds against your property as per an approved limit. You can withdraw as needed and pay interest only on the amount utilized.*

Key Features

• OD Limit Based on Property Value*
• Pay Interest Only on Used Amount*
• flexible Usage for Business or Personal Needs
• Revolving Credit Facility*

Who Can Apply?

• Salaried & Self-Employed Individuals
• Business Owners

✅ Disclaimer :OD limit, interest rate & approval subject to eligibility, property valuation, a nd lender policies.

Documents Required

• 3 Years Audited Financials with ITR & All Annextures
• 1 Year Account Bank Statements
• KYC (Adhar, Pan)
• Passport size photograph
• Last 3 Years 26AS / Form 16
• All Running Loan Statements
• Property Documents with complete chain
• Company KYC (If Company Case)

Note : The final list of required documents may vary based on the lender’s policies and the applicant’s profile.